She organized a group and decided to request a loan that would be used to raise capital and in this way, purchase more chicken and sausage as she has more demand. In the future, she wants to have a large local to be able to distribute wholesale. The rest of the group are engaged in trade, selling vegetables and meats. It is important to note that eight woman appear in the photograph but only seven of them were granted the loan.
Organiza un grupo y decide solicitar un prestamos que lo va utilizar para ampliar su capital y asi poder comprar mas pollo y chorizos ya que tiene mas demanda, en el futuro quiere tener un local grande para poder distribuir por mayor. Las demás integrantes del grupo se dedican al comercio venta de verduras y carnes. Es importante hacer ver que en la fotografía aperecen 8 señoras pero solo a 7 de ellas se le concedio el préstamo.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid