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Graciela

Update on Graciela

Graciela lives in the District of Miraflores in the city of La Paz. She is single and has no children. She works selling beauty products and jewellery on a retail basis.

The loan she is requesting is to buy more beauty products, such as day and night creams, perfumes, lipsticks, etc., in order to keep her retail sales business going.

This is the second loan that she has requested through Kiva. Graciela is very happy to be able to access this type of loan.
View original language description ↓
Graciela vive en la zona de Miraflores de la ciudad de La Paz. Es soltera y no tiene hijos. Ella se dedica a la venta al por menor de artículos de bellza y joyería.
El préstamo lo solicita para la compra de artículos de belleza, como cremas de día y de noche, perfumes, lápices labiales, etc., para continuar con su negocio de venta de los mismos.
Esta es la segunda vez que su préstamo se canaliza a través de Kiva. Graciela se encuentra muy contenta de poder acceder a este tipo de préstamos.

Previous Loan Details

Graciela is single and has no children. She lives at the home of her parents, which is located in the District of Miraflores in the city of La Paz.

Graciela currently earns income by selling jewelry as a street vendor since she has no established vending post. With the income she earns,... More from Graciela's previous loan »

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 135
    View loans »
    Bolivia Loans Fundraising
  • $29,671,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Graciela to buy beauty products for resale to her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 13, 2013
Listed
May 19, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014
This photo was used before for a previous loan for Graciela. It was first posted on Kiva on May, 2012. Learn More