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The borrower lives in his own home with his wife and son. He has had a carpentry business for several years. He makes doors, windows, furniture, picture frames, and everything associated with wood. He has a lot of customers because he does his job very well. With the profits he earns, he covers his home's expenses. He is requesting a loan to be able to buy materials like wood, glue, varnish, nails, etc., to continue with his business and in this way be able to give his family everything they need without limitations.
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El cliente vive en casa propia con su esposa y su hijo, el tiene un negocio de carpintería desde hace varios años, hace puertas, ventanas, muebles, retratos y todo lo relacionado con la madera, tiene mucha clientela pues hace muy bien su trabajo, con las ganancias que obtiene logra solventar algunos gastos de su hogar, el cliente solicita un crédito para poder comprar materiales como: madera, pegamento, barniz, clavos, etc. para seguir con su negocio y asi poderle dar a su familia lo que necesita sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 745
    View loans »
    El Salvador Loans Fundraising
  • $27,059,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped this borrower to buy nails, wood, varnish, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 18, 2013
Currency Exchange Loss:
May 18, 2014