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This client lives in a relative's house with his life's companion. He has had a business selling medicine (a pharmacy) for several years in a shopping center close to his residence. He has a lot of customers because he is a friendly man when he is selling and his products are very high quality. The profits he earns cover his household expenses. The client is asking for a loan to be able to buy medications wholesale and stock his business with more medications since he has a lot of demand and this way he can have more financial stability.
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El cliente vive en casa de un familiar con su compañera de vida, el tiene un negocio de venta de medicinas (farmacia) desde hace varios años en un centro comercial cerca de su lugar de residencia, tiene mucha clientela ya que es un hombre muy amable a la hora de vender y sus productos son de muy buena calidad y a buen precio, con las ganancias que obtiene logra cubrir algunos gastos de su hogar. El cliente solicita un crédito para poder comprar medicamento por mayor y surtir su negocio con más medicamentos ya que tiene mucha demanda y así pueda obtener mejores ganancias y podrá tener una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 660
    View loans »
    El Salvador Loans Fundraising
  • $28,216,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy medications wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 18, 2013
Currency Exchange Loss:
Dec 19, 2013