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Lyudmila
Lyudmila is from the Shamb community of the Syunik region. She lives with her son and works hard to give him appropriate living conditions.
Lyudmila has been running her farm for many years. She keeps livestock (2 cows, 18 sheep), cultivates barley and potato, and grows different kinds of trees (peach, apricot, cherry, nut, apple, and pear trees).
As agriculture is the only source of income for Lyudmila, it is very important for her to gather a good harvest. She sells that harvest locally and earns income which is vital for her to make ends meet. Lyudmila would like to expand her farm but she has no means to finance an expansion, so she has decided to apply for this loan. With the loan's help she will purchase six calves and fertilizer, which is very important for successful land cultivation. The loan will help Lyudmila to cover fuel costs so she can take the harvest to the market.
Lyudmila dreams of having a big farm and will do her best to make her dream come true.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $12,884,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Lyudmila to pay for six calves and to cover fuel costs and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 22, 2013
Listed
May 20, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014