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Indira Gissell
Gissel is a 23 year old young woman who lives in the Reparto España of Managua. She is married and has a 4 year old son who is her highest priority: she wants to see to it that he never lacks for anything. Consequently she has begun selling cosmetics, clothing and shoes. Her husband works on his own as a lawyer, however it is often difficult for him to find cases that go into litigation and they have to rely solely on Gissel’s earnings.

The loan Gissel is requesting will be invested in her small business. She hopes to expand and to maintain a more sustainable means of income for her home in order to insure the proper growth of her son.
View original language description ↓
Gissel, es una joven de 23 años de edad, habitante del Reparto España de Managua, casada tiene un niño de 4 añitos, al que le da toda su prioridad y desea que nunca le falte nada, es por eso que ella se pone a vender cosméticos, ropa, zapatos y su esposo labora como abogado por su propia cuenta, pero en muchas ocasiones le es difícil encontrar casos que litigar y solamente se ayudan con los ingresos de Gissel es por eso que este crédito que solicita lo invertirá en el pequeño negocio con el que espera crecer y mantener un medio de ingresos más sustentable en el hogar para garantizar el buen crecimiento de su hijo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Indira Gissell to purchase clothing, shoes and cosmetics.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 11, 2013
May 18, 2013
Currency Exchange Loss:
Aug 17, 2014