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Vladislav lives in small town called Kajaran with his wife and son. He has been working at a local factory for many years and is also involved in agriculture. His herd of livestock is very small and includes only two cows and two bulls. As his salary is hardly enough for covering his family's basic needs, agriculture helps Vladislav to have a stable income. Realizing that profit from his agricultural business is very important for him, Vladislav would like to expand it.

He has requested a loan from SEF International in order to increase his farming business. With the loan's help he plans to purchase three cows. The loan is very important for Vladislav to be able to gather more income and ensure better living conditions for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 94
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Vladislav to pay for three cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 20, 2013
Currency Exchange Loss:
Dec 17, 2014