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Zaina lives in Kampala, Uganda. She is single with four children, all of whom attend school. She is not looking after any additional family members.

She has been selling charcoal and banana leaves in the market for 10 years, working seven days a week. She does not have an additional source of income.

Zaina has requested a loan of UShs 200,000 from MCDT- SACCO to enable her to buy more bags of charcoal for sale. Her challenges include seasonality and transportation. Her dream is to open a second outlet. She joined MCDT because, unlike other financial institutions in her area of residence, she did not need collateral to access loans. She rents a house with access to both electricity and piped water. Her major monthly expenses include rent and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 206
    View loans »
    Uganda Loans Fundraising
  • $31,377,250
    Funds lent in using Kiva
  • 2,585.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Zaina to buy more bags of charcoal.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 7, 2013
May 20, 2013
Currency Exchange Loss:
Sep 17, 2013