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Ms Zahida is a 39-year-old married woman and a mother of three. She has been running a business of trading clothes for many years. She purchases a variety of clothes from the main city and then sells to the people of her vicinity. She has become famous for selling good quality clothes in her community.

She requested a loan of Rs. 20,000 from Kashf Foundation to buy a stock of different clothes of the summer season by taking into account the choices and tastes of her customers. In this way, she would be able to earn more income through her greater sales. She is in her 3rd loan cycle and hopes to have a good experience with this new loan. She dreams of giving a good and quality education to her children through all her hard efforts in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 364
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Zahida to buy a stock of different summer season clothes, taking into account the choices and tastes of her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
May 20, 2013
Currency Exchange Loss:
Jun 17, 2014