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Ms Shahina is a 37-year-old married woman. She has expertise in embroidery and has been using her skill to provide for her family for over 15 years now. Her husband assists her in running this business successfully. She started this line of work at a very young age.

During the initial years of her business she barely made enough money to purchase the required materials. Today she is proud to be famous in her community for being the best at making beautiful patterns with thread and beads.

To meet with the demands of her customers, she requested a loan of Rs. 20,000 to buy reels of threads in different colors with packs of beads, sequins and stones for embellishment. In this way she will be able to cater to more customers without fail. She is hopeful of getting an increase in her income and dreams of using part of the profits on her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 457
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Shahina to buy reels of threads in different colors with packs of beads, sequins and stones for embellishment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 20, 2013
Currency Exchange Loss:
Apr 16, 2014