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Esi grew up in poverty and without an education, yet this has not stopped her from fulfilling her dream of achieving a better life for herself and her family. Esi is an entrepreneur who sells cooked rice in Besease (near Cape Coast). Her business enterprise has grown substantially since she began 12 years ago. She uses the income from her business to help her husband raise their child.
Esi has identified the growing demand among consumers for her product. Nevertheless she is unable to meet customer needs due to limited inventory capacity. Thus she aims to use her loan to purchase more rice to sell. With the profits from her expanded business, Esi wants to ensure that her child will be given every opportunity to further distance the family from poverty.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD