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Shahnoza is 25 years old. She is a beautiful and clever woman. Shahnoza is married and has two children. The children are still small.

Shahnoza is a skilled master-hairdresser. She spent several years studying in a hair salon, and now she is sure of herself that she can open her own beauty salon and offer services at the highest level.

She took a course "Bring It On" organized by the Association of Business Women and received a certificate. She learned how to make a business plan and learned a lot of new information about running a business. She will present services such as haircuts, hair styling, hair styles, and she will also sell perfume.

She is requesting a loan of US$3,000 to buy the needed instruments for a salon, to rent premises, and to purchase perfumes.
View original language description ↓
Шахнозе 25 лет. Она красивая и умная женщина. Шахноза замужем и на воспитании имеет 2 детей. Дети еще маленькие. Шахноза умелая мастерица-парикмахер. Она в течение нескольких лет училась в парикмахерской, и теперь она уверена в себе, что может открыть свой салон красоты и преподнести услугу на высшем уровне. Она обучилась на курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин и получила сертификат. Она научилась составить свой бизнес план и узнала много новой информации о введение бизнеса. Она будет преподнести такие услуги, как стрижка, укладка волос, прически, а также она будет продавать парфюмерию. Она запрашивает займ на сумму 3000 долларов США, чтобы купить необходимые инструменты парикмахера, арендовать помещение и купить парфюмерию. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Shahnoza to buy perfume and equipment for a beauty salon, and to rent premises for organizing a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 6, 2013
May 21, 2013
Currency Exchange Loss:
Dec 20, 2013