Tho was born in 1967. She has three children. Her youngest child is in primary school. The middle one is in high school and the eldest is a worker. Her husband is a carpenter. His income is about 5,000,000 VND per month. Tho is a farmer and a carpenter. She earns 5,000,000 VND a month. Her family’s total earnings are about 8,000,000 VND per month.
She has participated in SEDA's credit program since 2012. In the last cycle she borrowed 5,014,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 6,322,000 VND to buy more wood for her carpentry shop. She wants to raise her children well, so they can get a job in the future.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.