Update on NorjamolNorjamol is applying for her second loan. She took her previous loan for the purchase of mineral fertilizer and seed onions. She got a good crop of onions and with the profit from their sale bought her daughter a sewing machine.
Now Norjamol is asking for a loan for new activities. At the same time, she wants to raise livestock. Norjamol plans to buy two heads of cattle each month, to fatten them for a month, and then to sell at the livestock market. She has all the conditions for raising cattle.
To start a new business, Norjamol is requesting a loan to buy two heads of cattle and their feed.
Теперь Норжамол просит кредит для новой деятельности. Она хочет одновременно заняться животноводством. Норжамол планирует закупать каждый месяц по двух голов бычков, откармливать их в течение месяца и затем продавать на скотном рынке. У нее имеются все условия для разведения скота. Чтобы начать бизнес, Норжамол запрашивает кредит для закупа двух голов бычков и их корма.
Previous Loan DetailsNorjamol lives in the Shahrituz region. She's fifty-nine, married, and has four children. Her husband is a farmer, and she grows vegetables She has a parcel of land by her house. Norjamol is getting a loan to buy fertilizer and onion seed. More from Norjamol's previous loan »
More information about this loan
About MLO Humo and PartnersMLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid