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Anna lives in Ddmashen village in the region of Gegharkunik. She is 48 years old. She lives with her husband, son and with her retired mother-in-law. Her husband is unemployed and he helps Anna in farming. Anna’s son works as a police inspector and a makes a small salary. Anna has never worked and since getting married she has been engaged in farming. In their farm they have 4 cows, 2 calves and 30 chickens. Anna’s son sometimes helps her in farming. Anna is a very hard working woman, but the work in the farm is a lot and problems are a lot as well. So she decided to ask for a loan from Kiva in order to be able to buy fuel for the land cultivation process, fodder for her animals, and potato seedlings. She hopes that Kiva lenders will give her a chance to significantly improve their living conditions

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • 415.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Anna to buy fuel for land cultivation process, fodder for her animals, and potato seedlings.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 19, 2013
Currency Exchange Loss:
May 17, 2015