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Aziza is 40 years old. She is married and has a 12 year old daughter who's name is Nazira and Akram who is 10 years old.

Her husband is a migrant in Russia and that’s why it is very difficult for Aziza to provide her children with all necessary things.

Aziza is a smart teacher. Until 2005 year she worked at the kindergarten which is located in the center of her region. Since then she has been busy raising her children.

Now, Aziza is going to start her own business. She wants to open private kindergarten at her house. She lives with her family in the house which is in poor condition. Her house is old and it needs some repairs. In winter it has too much heat loss through windows and doors due to damage to them.

So, Aziza must repair all rooms to open her kindergarten. She is asking for a loan of 5000 TJS to buy building materials such as wood, cement and etc. Aziza awaits your support.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 154
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Aziza to buy building materials as wood, cement and make repairs to her home in order to open her private kindergarten.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
May 19, 2013
Currency Exchange Loss:
May 22, 2014