Carmelo is a successful businessman. He sells clothing, sheets, and small home electronics. He has had this business for three years. He is 58 and single, and has been a client of the institution for two years. He has proven himself to be punctual in his repayments. He will invest this loan in the purchase of packs of sheets, and home electronics like fans, irons, blenders, and small ovens.
Carmelo es un microempresario de éxito su negocio es la venta de ropa de pacas de sabana, electrodoméstico en menor escalas, actividad que viene realizando desde hace 3 años. Es soltero tiene 58 años de edad, y tiene dos años de ser cliente de la institución ha demostrado puntualidad en sus pagos. El crédito lo invertirá en la compra de pacas de sabanas, electrodomésticos como abanicos, planchas, licuadoras, hornos pequeños etc.
Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.