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The client sells all kinds of personal use products such as lotions, deodorants, hair clips, women's and men's clothing, and underwear. Her business is located in a market near to her home. With her income, she is able to cover her household costs. She lives in her own home with her family. She wants to expand her business, so she is requesting a loan that will allow her to buy everything necessary such as perfumes, nail polish, and deodorant, as well as underwear for men and women. She has a lot of clientele because of her accessible prices. With the support of this loan, she will be able to obtain greater income and continue providing her family everything necessary without limits.
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La clienta se dedica a la venta de todo tipo de productos de uso personal como lociones, desodorantes, canchos para el cabello, ropa para damas y caballeros, ropa interior entre otras cosas, su negocio lo tiene ubicado en un mercado que esta cerca de su lugar de residencia con las ganancias que obtiene de sus ventas y logra solventar los gastos de su hogar, vive en casa propia con su familia, la clienta desea acrecentar su negocio por eso solicita un credito que le permita poder comprar todo lo necesario como: perfumes, esmaltes para uñas, desodorantes y tambien desea comprar ropa interior para damas y caballeros ya que tiene mucha clientela por dar sus productos a precios accesibles con la ayuda solicitada ella podra obtener mejores ganancias y asi seguira dandole a su familia lo que necesita sin limitacion alguna

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $26,180,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower to buy blouses, skirts, underwear, perfume, shampoo, cream, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 20, 2013
Currency Exchange Loss:
Jun 19, 2014