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Anonymous
The client has made a living from agriculture for several years and this has given him the ability and the necessary knowledge to attend to his crops. His main crops are corn, beans, and cassava. He sells his crops through wholesalers of staple crops located close to his place of residence. With the profits he obtains from his sales he helps with the expenses his family has. He lives in his parents’ home with his two siblings, who help him with his agricultural work. When the growing season is over the client makes a living from construction. He is requesting a loan in order to be able to purchase agricultural supplies which will help him to plant his crops, such as compost, seeds, and fertilizer. With these he will be able to have better profits and continue to help with the household expenses without any limitations.
View original language description ↓
el cliente se dedica a la agricultura desde hace varios años y eso le ha dado la capacidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maíz, frijol y yuca, comercializa sus cultivos en agencias de compra-venta de granos básicos que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive en casa de sus padres, con sus dos hermanos los cuales le ayudan a trabajar en la agricultura, cuando pasa la temporada agrícola el cliente se dedica a trabajar en construcción, el esta solicitando un crédito para poder comprar insumos agrícolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes y asi poder tener mejores ganancias y seguir ayudando el los gastos de su casa sin ninguna limitación.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 643
    View loans »
    El Salvador Loans Fundraising
  • $25,023,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower to purchase compost, fertilizer, seeds, pesticide, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 17, 2013
Listed
May 20, 2013
Currency Exchange Loss:
N/A
Ended:
Aug 23, 2014