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Raquel lives in her own home with her husband and five children. She has been making a living growing corn and beans for years now and this has given her experience in tending to her crops. Raquel sells what she harvests in the basic grains market and, with the money she makes from her sales, she is able to cover household costs. Raquel is applying for a loan to improve the land where she is thinking of planting her seeds (shown in the above photo) and to buy necessary supplies such as fertilisers, manure, herbicides and other items. This will give her a good harvest and she will be able to earn more to give her family more financial stability.
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Raquel vive en casa propia con su esposo y sus 5 hijos, ella se dedica al cultivo de maíz, fríjol desde hace años y eso le ha dado la experiencia necesaria para asistir sus cultivos, sus cosechas las comercializa en los mercados de granos basicos con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar. Doña Raquel solicita un credito para poder mejorar el terreno donde piensa hacer su siembra que es el que muestra en la fotografia y comprar los insumos necesarios como fertilizantes , herbicidas, abonos, entre otras cosas para tener buenas cosechas y asi el pueda obtener mejores ganancias para darle a su familia una mejor estabilidad económica

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 658
    View loans »
    El Salvador Loans Fundraising
  • $26,100,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Raquel to buy manure, fertliser, seeds, pesticides, etc and to improve the land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 19, 2013
May 18, 2013
Currency Exchange Loss:
Apr 16, 2014