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Otra Oportunidad Group
In this Group: Tania Celeste , Scarleth Narcisa, Jeanette De Los Angeles
This group is made up of three owners of small businesses, one of whom is Tania. She is married with two children, ages 19 and 21. She has sold food and pop for four years. Her husband helps her with the business and she has been a member of the institution for one year. She will invest this loan in the purchase of basic staples such as rice, beans, sugar, oil, beef, chicken, vegetables, green bananas, ripe bananas, firewood, and a variety of pop.
Scarleth is 21 and sells used clothing. Jeannette is 30 and raises hogs and sells food on the weekends.
View original language description ↓
Este grupo está formado por tres microempresarias una de ellas es Tania es una mujer acompañada, tiene dos hijos de 19 y 21 años de edad, su negocio es la venta de comida, gaseosas desde hace cuatro años que se dedica a esa actividad, su esposo le ayuda en el negocio, de estar en la institución tiene una año. El crédito lo invertirá en la compra de granos básicos como arroz, frijoles, azúcar, aceite, carne de res, carne de pollo, verduras, plátanos verdes, plátanos maduros, leñas, gaseosas variados sabores etc. Scarleth tiene 21 años de edad y su negocio es la venta de ropa usada y Jeannette tiene 30 años su negocio es el destace de cerdo y venta de comida los fines de semanas.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,779,575
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Otra Oportunidad Group's $1,275 loan helped a member to buy basic staples like rice, beans, sugar, oil, beef, chicken, vegetables, green bananas, ripe bananas, firewood, and a variety of pop.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 20, 2013
Currency Exchange Loss:
Nov 17, 2013