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Las Glorias 2 Group
In this Group: Gloria Elena, Facundina Deysis, Gloria Angelina
This is a group made up of three members, one of whom - Gloria Elena - is 51 and a widow. She has been selling pop, ice, ice cream, juice, natural drinks, and beer for seven years. She has been a client of the institution for six years and has proven herself to be a responsible person. She has five grown children who help her by working in the business. She will invest this loan in the purchase of a variety of pop, canned juice, flavoured juice boxes, and fresh fruit like sweet oranges and guava for making juice, etc.
With her previous loan, she used her income to buy a greater quantity of pop than usual, and she bought several different flavours.
Gloria Angelina is 45 and sells new clothing. Facundina is 52 and sells clothing and confectionery.
View original language description ↓
Este es un grupo que está formado por tres miembros una de ellas es Gloria Elena tiene 51 años de edad, es viuda, tiene 7 años que vende gaseosas, hielo, helados, jugos, refrescos naturales, cervezas en lata, tiene 6 años de ser cliente de la institución y ha demostrado ser una persona responsable, tiene cinco hijos ya mayores quienes le ayudan en la atención del negocio, el crédito lo invertirá en la compra de gaseosas variadas, jugos en lata, jugos en cajas de sabores, frutas frescas como naranjas dulces, guayaba para frescos, etc. en el crédito anterior con las utilidades que le genero compro gaseosa en mayor cantidad de lo acostumbrado y de distintos sabores, Gloria Angelina tiene 45 años de edad y su negocio es la venta de ropa nueva y Facundina tiene 52 años y su negocio es la venta de ropa y reposterías.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Glorias 2 Group's $675 loan helped a member to buy pop, juice boxes, canned juice, and fresh fruit like sweet oranges and guava for making drinks, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 17, 2013
Currency Exchange Loss:
Oct 17, 2013