Check out some available loans that are similar to this one!
Ingrid
Ingrid is 43 years old, and she owns a stationery store where she sells wholesale school supplies. She started this activity in November 2006, having 15 years of business experience in diverse jobs. Ingrid is the mother of 3 children; she dreams of seeing them become successful people, and they are the driving forces behind her efforts every day in her stationery store. She works from Mondays to Sundays from 6 in the morning until 4 in the afternoon. Her future goal is to increase her sales with internet and telecommunications services making the most of her point of sale, which has a big commercial future. Her biggest challenge is that given the growth in her clientele and her big expectations for this business, her current investment capital is insufficient. This is exactly the reason that she is turning to Kiva for a loan. This is her first loan from the Fundación Mario Santo Domingo, and she will use it to buy little gifts, clocks, stuffed animals, and pieces of jewelry among other items to satisfy her customers' demands, to begin the path to growth, and to serve as her best investment for a season in which her sales will potentially be better than in at other times.
View original language description ↓
Ingrid de 43 años tiene una papelería y vende productos escolares al por mayor,actividad que inició desde Noviembre del año 2006, teniendo como base su experiencia comercia de hace 15 años en empleos diversos. Ingrid es madre de 3 jóvenes, con los que sueña ver convertidos en personas exitosas y ellos son justamente el motor de sus esfuerzos realizados día a día, en su elegante papelería. Sus ventas las realiza de contado de lunes a domingos, desde la 6 de la mañana hasta las 4 de la tarde. Su meta mas adelante es ampliar su oferta con servicios de internet y telecomunicaciones aprovechando su punto de ventas que tiene mucha trayectoria comercial. Su mayor desafío, es que ante el crecimiento de su clientela y sus expectativas de ensanche de este negocio, el capital de inversión con el que cuenta, se torna insuficiente. Esta es justamente la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará detalles, relojes, peluches, artículos de joyería entre otros, para satisfacer la demanda de su mercado, iniciar el camino del ascenso y hacer de su credikiva la mejor inversión, en una temporada en que su ventas son potencialmente superiores a otros momentos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 270
    View loans »
    Colombia Loans Fundraising
  • $13,479,900
    Funds lent in using Kiva
  • 1,834.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,100 helped Ingrid to buy little gifts, clocks, stuffed animals, and pieces of jewelry among other items.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 25, 2013
Listed
May 17, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014