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The client is a very hard-working person with a great desire to succeed. She lives in her own house with her husband and son, and sells clothing and shoes in the market which is near their home.

With the earnings from her sales and with her husband's help, they manage to cover some of the daily needs that arise in their household. According to the client, the business is profitable and generates good earnings.

The client is requesting a loan so that she can buy merchandise such as women's, men's, and children shoes, as well as blouses, pants, shirts, etc. This is in order to expand the business, have better earnings, and this way have better financial stability.
View original language description ↓
la clienta es una persona muy trabajadora y con muchas ganas de salir adelante, vive en casa propia con su esposo y su hijo, se dedica a la venta de zapatos y ropa en el mercado que esta cerca de su lugar de residencia con las ganancias que obtiene de sus ventas y la ayuda de su esposo logran cubrir algunas necesidades que a diario se le presentan en su hogar, según lo mencionado el negocio es rentable y genera buenas ganancias, la clienta solicita un credito para la compra de mercadería zapatos para damas, caballeros y niños, blusas, pantalones, camisas etc. para engrandecer el negocio y así poder tener mejores ganancias y de igual manera una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 730
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy clothing and shoes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 20, 2013
Currency Exchange Loss:
Dec 19, 2013