José lives in Libertad. For five years he has been in the business of selling plantain chips. He started the business with his brother, but in a short time he decided he was going to go out on his own, as it was more profitable. Currently he works making plantain chips, and selling them every day from 5 a.m. to 2 p.m.
His challenge is that he doesn't have a means of transportation, and this area of the city is very dangerous. He is married and his wife helps him in the business. He has four children, ages 1, 5, 13 and 14.
His dream is to improve his quality of life. That is why he wants the loan to buy more plantains, so that he can make more chips, sell to more customers and stores, and improve his income.
El cliente Jose vive en Libertad. Lleva 5 años en su negocio de venta de chifles (platanos en rodajas) empezó junto a su hermano pero en el poco tiempo decidió que se iba a independizar ya que era mas rentable. En la actualidad trabaja haciendo chifles y vendiéndolos todos los días desde las 05h00 hasta las 14h00.
Su dificultad es que no tiene medio de transporte y el sector que es muy peligroso. Si está casado su esposa lo ayuda en el negocio, tiene 4 hijos de 5 años, 1 año, 13 años y 14 años. Su sueño es mejorar su calidad de vida.
Por eso quiere con el préstamo comprar plátanos para poder hacer mas chifles y vender a mas compradores y tiendas y así mejorar sus ingresos.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.