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Ana Francisca
Ana is an enterprising, hardworking, 34-year-old woman. She is married and has four children, only one of whom is in school, with the others helping out with different chores such as cleaning, cutting, fertilizing, fumigating, etc. She completed her primary education through the sixth grade and she was unable to continue studying past that because her parents did not support her financially. They were the ones who taught her to grow coffee, which has been a family business for a long time, spanning generations, and which she now does with her husband. They own the land they cultivate thanks to the hard work and dedication they put in, going without many things so they would not have to rent and work. Their land is about 6km from their home and they get to it by driving.

She is currently asking for help to buy manure, fertilizers, and other supplies to keep her crops from being infected with stem rust and other diseases that diminish the produce's quality.

Her plan for the future is to have a large plantation that will offer variety to her customers and to anyone who consumes her produce. This will allow her to make more profits and help her strengthen the inheritance she leaves her children and grandchildren so that they will keep working the land from generation to generation.
View original language description ↓
Doña Ana es una mujer emprendedora, luchadora de 34 años de edad, casada y de su matrimonio tiene 4 hijos los cuales solo uno estudia los demás colaboran con las diferentes actividades como ser: limpieza, corte, abono, Fumigación, etc. Ella tiene un grado de educación de primaria completo cursado hasta el 6 grado y no pudo seguir estudiando por la falta de apoyo económico por parte de sus padres. Fueron ellos los que le enseñaron el cultivo de café actividad practicada por su familia desde hace mucho tiempo y generaciones y hoy en día en compañía de su esposo. El terreno que ellos cultivan es propio gracias al esfuerzo y empeño puesto restringiéndose de muchas cosas para no alquilar y trabajar lo propio mismo que está ubicado a una distancia de su casa de habitación de 6 kilómetros al cual se trasladan en vehículo.

Hoy en día solicita ayuda para poder comprar abono, fertilizantes y otros insumos que ayuden a prevenir que sus cultivos se infecten con la roya y otras plagas que deterioran la calidad del producto.

Sus planes a futuro es tener una amplia plantación dando variedad a sus clientes y todos aquellos que consumen su producto para de esa forma poder generar más ingresos que vendrán a ayudar para fortalecer el patrimonio para sus hijos y sus nietos y que sean ellos los que sigan trabajando la tierra de generación en generación.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,475 helped Ana Francisca to buy manure, fertilizers, and other supplies for her coffee crops.
1% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 4, 2013
Listed
May 17, 2013
Currency Exchange Loss:
Possible