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Teresa is 52 years old, and a widow. She has two children and lives in the municipality of Azacualpa, Santa Bárbara. She has been selling merchandise for three years. She sells blouses, T-shirts, pants, sandals and other items that her customers ask for. She runs her business from her home.

Now she has decided to request a loan of 16,000 lempiras so that she can stock her store with merchandise such as women's and men's clothing and sandals.

The aim is to increase her inventory of merchandise to sell to her customers. Her dream is to be a successful business person and to keep her business stocked.
View original language description ↓
Teresa, tiene 52 años de edad, es soltera por viudez, tiene dos hijos y vive en el municipio de Azacualpa, Santa Bárbara. Ella se dedica a la venta de mercadería desde hace 3 años. Vende blusas, camisetas, pantalones, sandalias y otros que le soliciten sus clientes. El negocio lo tiene en su casa de habitación. Actualmente ha decidido solicitar un préstamo por 16,000 lempiras para surtir más el negocio de mercadería como ropa para damas, caballeros y sandalias. El objetivo es incrementar el inventario de mercadería para ofrecer a sus clientes. Su sueño es ser gran empresaria y mantener el negocio surtido.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 33
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Teresa to stock her store with merchandise such as women's and men's clothing and sandals.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 17, 2013
Currency Exchange Loss:
Jun 17, 2014