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Cristina is a 59-year-old, enterprising woman who together with her husband strives daily to get ahead for her family’s and her grandson’s well-being. Three of her eight children and a grandson live with her; the rest are adults who work independently and help out with some of the household expenses.

She’s a merchant and farmer since she owns a small grocery store and also grows coffee that she sells in her small store and to buyers who come to the area. She has much experience since she’s been growing coffee for ten years; her parents taught her since her zone is apt for this type of crop due to its weather and environment. The parcel of land she and her husband live on is theirs thanks to an inheritance she got from her parents and they were able to take advantage of it since her husband’s a builder and also to plant on it.

At this time, she’s asking for a loan to buy a solar panel for her house because every night she must once again start the odyssey of trying to light her house by means of pinewood, ocote pine wood or kerosene lamps.

Her goals are to be able to gradually improve her house because she hasn’t been able to do so to date because of her income; her dream is to expand the grocery business by means of the electricity she’ll be able to get from the solar panel and she will be able then to offer other services like mobile phone recharging and snacks, among others, that will help to benefit her family and her grandson.
View original language description ↓
Doña Cristina es una mujer emprendedora de 59 años de edad que junto a su esposo luchan día a día para salir adelante por el bienestar de su familia y su nieto. Con ella viven 3 de sus ocho hijos y un nieto los demás son adultos y trabajan independientes los cuales le ayudan con algunos gastos en el hogar. Ella es comerciante y agricultora ya que tiene una pequeña pulpería y por otro lado se dedica también al cultivo de café mismo que es comercializado en su pequeño negocio y con los compradores que llegan a la zona. Ella tiene mucha experiencia ya que tiene 10 años de dedicarse al cultivo de café quienes le enseñaron fueron sus padres ya que la zona por su clima y ambiente es apto para este tipo de cultivo. El terreno en el cual ella y su esposo viven es propio ya que gracias a una herencia que sus padres le dieron pudieron aprovechar para construir ya que su esposo es constructor y para sembrar.

Actualmente ella solicita ayuda para la compra de un panel solar e para su vivienda ya que por las noches nuevamente empieza la travesía de obtener iluminado su hogar por medio de leña de pino, ocote o candil.

Sus metas son de poder arreglar su casa poco a poco ya que por sus ingresos no es posible hacerlo rápidamente ya que sus sueños es poder ampliar su negocio de pulpería por medio de la luz que podrá obtener por medio del panel solar ofrecer otros servicios como recarga de celulares, golosinas entre otros que ayuden al beneficio de su familia y su nieto.

Additional Information

More information about this loan

These loans are designed for women who live in communities that do not have electricity, and where the government does not plan to install electricity for at least five years. This financing enables them to purchase solar panels ranging from 36 to 75 watts. COMIXMUL has partnered with an established solar company in Honduras to install the panels and provide maintenance when required. The panels themselves are guaranteed for 25 years. Historically, COMIXMUL has had significant demand for this product that it has been unable to meet. Thanks to Kiva, COMIXMUL will be able to expand access to solar technology to more borrowers.

About Honduras

  • $4,200
    Average annual income
  • 31
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,325 helped Cristina to buy a solar panel for her house.
87% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 10, 2013
May 17, 2013
Currency Exchange Loss: