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Rocio
Rocio, age 45, lives with her husband and their two minor children. She has been selling ceramic mementos for 15 years. She used to work as an employee of a warehouse that produced these items. She, the same as various colleagues with whom she worked, decided to undertake her own business adventure in order to be independent. She also did this to produce income to help her husband with the family expenses.

She buys the product already made but not finished. She paints and shines them, and she sells them as souvenirs to the customers who are preparing for parties for babies, children, or adults. She sells for cash. She makes her purchases in a small shop in the Fundación municipality in the Magdalena department. Her work schedule is from 8 to 10 in the morning and from 1 in the afternoon until 11 at night. This is because she also does the household chores.

She is now applying for a Kiva loan, her first loan with the Fundación Mario Santo Domingo. She will use the loan to buy a kiln so that she can produce the items herself. She will also buy a display case to exhibit them. Her greatest wish is to expand her business and to add more and more customers.

Her greatest challenge is to manage to support her children’s professional education. That is why she works incessantly to fulfill her dream of prosperity.
View original language description ↓
Rocio de 45 años de edad habita con su cónyuge y sus dos hijos menores de edad. Allí se dedica a la venta de recordatorios en cerámica, desde hace 15 años, pues anteriormente trabajaba como empleada de un almacén que producía estos artículos. Ella al igual que varias compañeras con las que trabajó decidió emprender su propia aventura de negocio para ser independiente y producir ingresos con los que responder a sus gastos familiares., apoyando a su cónyuge. Ella compra el producto elaborado pero en bruto, lo pinta y lo brilla y lo vende a los clientes que preparan para sus fiestas juveniles, infantiles o de adultos un suvenir. Sus ventas las realiza de contado y sus compras las realiza en un pequeño taller del municipio de Fundación, en el departamento del Magdalena. Su horario laborar es desde las 8 a las 10 de la mañana y desde las 1 de la tarde hasta las 11 de la noche, porque también participa en las tareas de su hogar. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará: un horno refractario, para producir ella misma los artículos y una vitrina mostradora, para exhibirlos, pues su mayor deseo es ampliar su negocio y agregarle cada vez más clientes. Su mayor desafío es lograr apoyar a sus hijos en los estudios profesionales y por eso trabaja insistentemente para lograr cumplir con su sueño de prosperidad.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 344
    View loans »
    Colombia Loans Fundraising
  • $14,070,600
    Funds lent in using Kiva
  • 1,834.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $825 helped Rocio to buy a kiln and a display case.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2013
Listed
May 17, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014