Nancy is a 61-year-old married woman. She has five children with ages ranging from 18 to 42 years old. She describes herself to be ambitious. She operates a grocery store where she sells fruits, tomatoes, and onions. She has been involved in this business for 12 years. Her business is located in a potential area and her primary customers are local residents. She describes her biggest business challenge to be financial constraints. She will use the KES 60,000 loan to add stock of fruits, tomatoes, and onions to sell. Her business goal is to be financially stable within five years.