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Talent Group
In this Group: Keryline, Sarudzai, Mavis, Aida
This is 36-year-old Keryline from Murehwa, a village 75 km northeast from the capital city Harare. She is widowed with two children, both attending school. Keryline runs a clothing business selling clothes, footwear, bags, hair products and blankets. The business has been in operation for three years. She says the main challenge faced is lack of working capital to buy enough clothing, so as not to continue traveling in order to buy stocks. Keryline has requested a loan of $300 to buy blouses, tracksuits, bags, boots and hair products for resale. She says the extra income generated as a result of this loan will allow her improve the family's general welfare. In the future Keryline plans to operate a large retail outlet.
The group consists of five members but the fifth member did not apply to borrow and so only four members applied for a loan. The fifth member is the one on the far right side(in white T-shirt) on the group photo.

Additional Information

About MicroKing Finance

MicroKing's loans are guaranteed against institutional default (failure of MicroKing to repay Kiva lenders if the borrower repays MicroKing) by MicroKing's parent company: Kingdom Financial Holdings Limited.

More About MicroKing
This loan is administered by MicroKing Finance, Kiva’s first partner in Zimbabwe.

MicroKing’s mandate is to provide financial services integrated with advisory services and targeted training to the under-banked but rapidly growing Zimbabwean micro-enterprise sector. The intent is to mobilize the underprivileged as active agents in fighting poverty as well as to accelerate the country’s journey back to economic prosperity where Zimbabwe was once known as the “bread basket of Africa.”

Zimbabwean micro-enterprises are generally run by women and comprise a multitude of business types. Constraints on local production and manufacturing capacity have led to cross-border trading being the most common type of business.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Zimbabwe

  • $2,000
    Average annual income
  • 14
    View loans »
    Zimbabwe Loans Fundraising
  • $3,748,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Talent Group's $1,200 loan helped a member to buy clothes, handbags, shoes, and other items to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Jun 5, 2013
Currency Exchange Loss:
Jun 17, 2014