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Djiguisseme 2 Group
In this Group: Mamadou , Dramane , Issa , N’Tio , Bakary , Fousseny , Salia , Jean Mari
The eight members of Djiguissème 2 Group are married men who average 40 years of age and five children. All live in traditional families in Foh, a village in Sikasso, third administrative region of Mali.

They work with Kiva's partner, the MFI Soro Yiriwaso, in order to carry out their farming business during the rainy season. They are seeking their sixth loan from the MFI. The previous loans were repaid without problems. Their crops include corn.

N’Tio is the man standing in the middle in the photograph. He intends to use his loan to buy fertilizers, seeds, and pay for plowing, in order to maintain five hectares.

After the harvest, the production is sold in the village and at the market in Sikasso, to a clientele comprising both men and women. N'Tio intends to turn an average profit of XOF 700'000 (ca US$ 1'400) per farming cycle.

This profits will enable him to repay the loan and help him cover the daily expenses of his large family.
View original language description ↓
Les 8 membres du groupe Djiguissème 2 sont des hommes mariées ayant une moyenne d’âge de 40 ans, 5 enfants et vivant tous dans des familles traditionnelles à Foh, un des villages de SIKASSO, 3ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Ils sont à leur sixième prêt avec l’institution et les prêts passés ont été bien remboursés.
La spéculation cultivée est : le maïs, et N’Tio debout au milieu, compte acheter avec son prêt, des intrants, la semence et payer les frais de labour pour entretenir : 5 hectares.
La production est vendue au niveau du village, au marché de SIKASSO après la récolte à une clientèle composée d’hommes et de femmes.
Il compte réaliser un bénéfice moyen de 700.000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi aider la grande famille dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 504.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguisseme 2 Group's $4,775 loan helped a member to buy fertilizers, seeds, and pay for plowing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 7, 2013
May 15, 2013
Currency Exchange Loss:
Apr 16, 2014