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Nael's Group
In this Group: Nael, Ndiaya, Mame Bousso, Mame Bineta, Astou, Aïssatou, Mame Bou Gaye*, Dieynaba, Fatou, Fatou, Thiane, Maïmouna, Ndeye Thioro, Amy
* not pictured
This group of 14 members is part of a Banc Villageois created in 2001. It comprises women who are very united, socially, and within the group. Their main activity is small retail.

The group's representative, Fatou, is 48 years old. In the photo, she is standing at the right-hand side, raising her hand. She is married and the mother of two children, a girl and a boy.

She is using her loan to buy some bags of vegetables in Thiaroye of Dakar to resell in her town (some cabbage for 5,000 francs, cassava for 10,000 francs, pimiento for 5,000 francs and carrots for 7,500 francs). She spends 10,000 francs for transportation and stocks up every week.

With her profits, Fatou is able to buy her own food, to pay her child's school fees, and to boost her savings.

Le banc villageois qui abrite ce groupe de 14 femmes a été crée en 2001. Il est composé de femmes ayant une bonne cohésion sociale de groupe. Leur principale activité est le petit commerce.

Debout à droite de la photo et levant la main, la représentante, Fatou est âgée de 48 ans. Elle est mariée et mère de 02 enfants dont une fille et un garçon.

Avec le prêt reçu, elle achète des sacs de légumes à Thiaroye à Dakar pour les revendre dans sa ville( le choux à 5 000 frs, le manioc à 10 000 frs, le piment à 5 000 frs et les carottes à 7 500 frs) . Elle paie le transport à 10 000 frs et se ravitaille toutes les semaines.

Les bénéfices générés lui permettent de se prendre en charge pour la nourriture et paie la scolarité de son enfant avec une partie et l'autre elle renforce ses épargnes.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 42
    View loans »
    Senegal Loans Fundraising
  • $14,129,075
    Funds lent in using Kiva
  • 504.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nael's Group's $3,275 loan helped a member to buy vegetables at the Thiaroye market in Dakar and resell them in her town.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 29, 2013
May 24, 2013
Currency Exchange Loss:
Nov 17, 2013