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Kalsoom is a 44-year-old married woman and mother of eight. She is trying hard to fulfill their demands, including food, health, clothing, and education. To fulfill the demands of her children, she started her business of manufacturing window chicks (curtains) with bamboo. She makes chicks at home and then sells them to the people of her community and in the local market. From this business she earns profits to meet the expenses of the household.

In order to purchase bundles of bamboo and some utensils, such as cutters and scissors, she applied to Kashf Foundation for a loan of 20,000 PKR. The loan capital will help her to increase her production of curtains and increase her sales. She wishes to spend a part of her profits on the expansion of her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 403
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Kalsoom to purchase bundles of bamboo and some utensils, such as cutters and scissors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 19, 2013
Currency Exchange Loss:
May 17, 2014