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Mrs. Adiaratou, born in October 1977 in Sikasso, is the married mother of four children. She lives with her husband and their children in a nuclear family in Lafiabougou Extension, a suburb of the city of Sikasso (third administrative region of the Republic of Mali).

Having attempted several activities without success, she turned to small trade over five years ago, and she is now buying and selling clothing (wax pagnes, fabrics, etc.). She buys her stock in Bobo Dioulasso (Burkina Faso) for resale door-to-door in her own district where her merchandise is in high demand due to its quality. Her customer base consists mainly of housekeepers and condiments sellers.

To better meet the needs of a growing customer base, she joined the microfinance institution Soro Yiriwaso, where she is seeking a first loan to buy two bales of wax pagnes and two bales of fabrics.

She expects to earn an average monthly profit of 150,000 FCFA, which she will use to help with household expenses, to pay the loan interests, and to invest in her activity.
Née en Octobre 1977 à Sikasso, Madame Adiaratou est mariée et mère de 4 enfants et réside avec son époux et leurs enfants dans une famille nucléaire à Lafiabougou Extension, un des quartiers périphériques de la ville de Sikasso (troisième région administrative de la république du Mali).
Après plusieurs activités sans succès, elle s’est initiée depuis plus de cinq années à cette activité de petit commerce notamment à l’achat vente d’habillements (pagnes wax, tissus, etc.). Elle achète ses marchandises à Bobo Dioulasso (au Burkina Faso) avant de les revendre de façon ambulante dans sa localité où ses marchandises sont beaucoup sollicitées de sa clientèle (composée essentiellement de femmes de ménages et de vendeuses de condiments) pour leurs qualités.
Dans le souci de mieux satisfaire sa clientèle de plus en plus croissante, elle décide d’intégrer l’institution de microfinance Soro Yiriwaso avec qui elle est son premier crédit qui sera utilisé pour acheter, 2 balles de pagne wax et 2 balles de tissus.
Elle envisage réaliser avec ce premier crédit un bénéfice mensuel de 150 000 FCFA qui sera utilisé pour contribuer aux dépenses familiales, payer les intérêts de son prêt et investir le reste dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 151
    View loans »
    Mali Loans Fundraising
  • $11,272,850
    Funds lent in using Kiva
  • 504.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Adiaratou to buy clothing for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 7, 2013
May 14, 2013
Currency Exchange Loss:
Dec 17, 2013