Bardhe is 41 years old and lives in the northwestern part of the country. Livestock and agriculture have been her only activities since her early twenties. She says, “I find it very rewarding in a sense: I practice my love for animals and the planting/harvesting skills at the same time. I also like to sell and talk to people. And I get joy when I sell my products, whether dairies or veggies and grains. Clients keep coming back to me seeking for me and my products, and this is what I enjoy the most. And of course the income I generate from what I do.”
Bardhe has three children and is married. This is not the first loan through VFA’s institution, but it is her first one via KIVA and she is excited. Her previous loans were paid off on time. The loan she is requesting now will be used to expand the existing animal stable.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.