SPBD loans are Nina’s only access to capital because she was never able to qualify for a loan from traditional banks. The loan will be used to organise the restaurant and purchase goods needed to run the restaurant . Her husband also helps out in running the business.
About SPBDSouth Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.
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