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Gohar lives with her mother and brother in Artashat town, and jointly with them, runs a farm. Their farm currently includes 15 chickens; they also cultivate barley and grow apricot, plum, apple and pear trees. The gathered harvest is sold locally, and this agricultural income is the only one for Gohar and her family.

Despite her young age (35 years), Gohar has 11 years of experience in the agricultural field, and she runs her farm with great love and pleasure. Having no financial means for expanding her agricultural business, Gohar has decided to apply to SEF International for the loan. With the loan's help, Gohar will be able to purchase little chickens and forage for feeding them. This will enable Gohar and her family to expand their farming business and gather more income, which is very important for sustaining the family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Gohar to pay for little chickens and forage for feeding them.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 19, 2013
Currency Exchange Loss:
May 17, 2015