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Greetings from Zimbabwe! This is 28-year-old Senzeni from Bulawayo. She is single with two children. Senzeni runs a clothing business. The business has been in operation for five years. She says the main challenge she faces is the competition from bigger retailers who offer longer credit facilities.

Senzeni has requested a loan of $500 to replenish stock for the coming winter season. She says the extra income generated as a result of this loan will allow her to help with the payment of school fees and other household expenses. In the future, Senzeni plans to open a clothing boutique.

Additional Information

About MicroKing Finance

MicroKing's loans are guaranteed against institutional default (failure of MicroKing to repay Kiva lenders if the borrower repays MicroKing) by MicroKing's parent company: Kingdom Financial Holdings Limited.

More About MicroKing
This loan is administered by MicroKing Finance, Kiva’s first partner in Zimbabwe.

MicroKing’s mandate is to provide financial services integrated with advisory services and targeted training to the under-banked but rapidly growing Zimbabwean micro-enterprise sector. The intent is to mobilize the underprivileged as active agents in fighting poverty as well as to accelerate the country’s journey back to economic prosperity where Zimbabwe was once known as the “bread basket of Africa.”

Zimbabwean micro-enterprises are generally run by women and comprise a multitude of business types. Constraints on local production and manufacturing capacity have led to cross-border trading being the most common type of business.

About Zimbabwe

  • $2,000
    Average annual income
  • 14
    View loans »
    Zimbabwe Loans Fundraising
  • $3,748,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Senzeni to replenish stock for the coming winter season.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 18, 2013
Currency Exchange Loss:
Mar 17, 2014