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Nigina is a married woman. She is 34 years old. She has underage children. Nigina lives with her family in the town of Qurgan-Tube. She is an enterprising and prudent person. Nigina has secondary education. She has been selling women’s clothing for 10 years. But, unfortunately, the market where she used to work burned down. Now Nigina would like to restore and continue her business. To make this happen, she needs funds. She is requesting a loan to buy stock and to relaunch her business. Her friends will help her out. Nigina enjoys her work and likes being able to earn money from her business. In the future, she plans to expand her activity and increase the standards of living.
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Нигина замужняя женщина. Ей 34 года. Она мать несовершеннолетних детей. Нигина со своей семьей живет в городе Кургантюбе. Она предприимчивая и предусмотрительная женщина. Нигина имеет среднее образование. Она занималась продажей женских одежд в течение 10 лет. Но, к сожалению рынок, где она работала сгорел. Теперь Нигина хочет восстановить и продолжить бизнес. Для осуществления цели ей необходима денежная сумма. Она запрашивает кредит для приобретения товара, и начать бизнес заново. В деятельности ей будут помогать друзья. Нигина любит свое дело и ей нравится получать доход от бизнеса. В будущем она планирует расширить деятельность и улучшить уровень жизни.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 200
    View loans »
    Tajikistan Loans Fundraising
  • $29,692,225
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Nigina to buy women's clothing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 6, 2013
May 20, 2013
Currency Exchange Loss:
Dec 17, 2014