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She is a woman who is the keeper of the hearth of her home and the supporter for her child, and who has the grandiose idea of starting her own business. For many years she has had very little income. Because her husband is retired, has only a small pension, and is not in a position to provide for the family, they have difficulty making ends meet. She greets visitors every day with a smile and has a good reputation among the locals. Farorat has decided to start a business with chickens; she will buy the chickens, take care of them, and sell the eggs locally. She has looked for help for a long time, and finally learned about the course called "To get ahead" offered by the Businesswomen's Association. She took the course and received a lot of positive feedback. Upon completing the course, she received a certificate. Now she is ready to start her business, but she hasn't any money to buy chickens. She is requesting a loan in the amount of 5000 somoni to buy chickens. She awaits your kind assistance.
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Женщина, которая является хранительницей очага своего дома и опорой для своего ребенка, имеет грандиозную идею, организовать новый бизнес. Она много лет имела маленький источник дохода. Так как ее муж пенсионер и имеет маленькую пенсию и не в состоянии обеспечить свою семью со всеми не обходимыми средствами. Фарогат в течение 6 лет работает официанткой в кафе. Она с улыбкой каждый день приветствует посетителей и имеет хорошую репутацию среди местного населения. Фарогат решила организовать бизнес с курами, то есть она будет покупать куры, присматривать за ними и продавать яйцо местным жителям. Она долго искала помощь и наконец, она узнала о курсе «Добейся Успеха» организованной Ассоциация Деловых Женщин. Она участвовала на этом курсе и получила много позитива для себя. После завершения курса она получила сертификат. Теперь она готова начать бизнес, однако она не имеет денег, чтобы купить куры. Она запрашивает займ на сумму 5000 сомони для покупки куры. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Farogat to buy chickens for starting a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2013
May 20, 2013
Currency Exchange Loss:
May 22, 2014