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Teresita is 48 years old and married with five children. She works hard to provide for her family by running a general store in the Philippines. Teresita requested a 17,000 PHP loan through NWTF to purchase more items like shampoo, toothpaste, canned goods, diapers, and other miscellaneous items.

Teresita has borrowed and repaid ten loans from NWTF before this loan. She has been running the general store for four years and also earns income from food vending. Teresita aspires to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 827
    View loans »
    Philippines Loans Fundraising
  • $63,369,350
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Teresita to purchase more items like shampoo, toothpaste, canned goods, diapers and other miscellaneous items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 18, 2013
Currency Exchange Loss:
Nov 17, 2013