Frederick is a 57-year-old man who works as a teacher for the local government. A father to nine children, he is married and lives in Kagadi, Uganda. He has been in this profession for 27 years after being inspired to the profession by the way teachers behaved back then.
Poor working conditions and a low salary are his challenges, while his dream is to educate his children up to the university level. Frederick intends to use the loan to pay school fees for his children and renovate his residential house.