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Ahmad lives in Pejarakan village, Buleleng, in the northern part of Bali. He lives with his wife and he has 2 children. His first child works in the city and lives there, and the second child is still in kindergarden.

Ahmad has a tailoring business at his home. He works with his wife. He needs a loan to purchase fabric and sewing tools like needles and thread. He needs a loan of 3,000,000 IDR.

Near the holiday he has a lot of orders because his customers are satisfied with his services. He hopes he can finish the orders on time. He has a plan to buy a new sewing machine to support his work.

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,300,575
    Funds lent in using Kiva
  • 9,706.6
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ahmad to purchase fabric and sewing tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2013
May 18, 2013
Currency Exchange Loss:
Jun 17, 2014