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Eduardo Rafael
Eduardo is a successful micro-businessman. He is a married man with three children, who are two, four, and seven years of age. He is 33 years old and his business is an internet café and bookstore, which he has had for nine years. He and his wife look after the business. With the previous loan they acquired new products for the bookstore, three new computers for the internet café, and a photocopier. They bought all of this with the earnings generated from the business. He will invest this loan in purchasing items for the bookstore, such as full-sized notebooks, pocket-sized notebooks, pens, graphite pencils, colored pencils, glue, industrial adhesive, craft foam, maps, etc.
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Eduardo es un microempresario exitoso, es un hombre casado, con tres hijos menores de 2,4 y 7 años de edad, tiene 33 años y su negocio es la de brindar servicio de cyber café, librería la cual tiene 9 años de estar con esa actividad, su esposa y el atienden el negocio. Con el crédito anterior adquirieron nuevos productos en la librerías, en el cyber compraron tres máquinas de computadoras nuevas, compro una fotocopiadora todo esto lo adquirió con las utilidades que le genera el negocio, este crédito lo invertirá en la compra artículos de librerías como cuadernos universitarios grandes, cuadernos universitarios pequeños, lapiceros, lápiz de grafito, lápiz de colores, pegamentos, silicones, fomy, mapas mundi etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $3,636
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,397,050
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Eduardo Rafael to purchase items for his bookstore, such as full-sized notebooks, pocket-sized notebooks, pens, graphite pencils, colored pencils, glue, industrial adhesive, craft foam, maps, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2013
Listed
May 16, 2013
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2014