This group has 5 entrepreneurial members, one of who is Alexandra, 32 years old. She has two children, ages 8 and 9. She has been running a small mobile cafe for 7 years where she offers her products on the route that primary school students take to school. She sells pizzas, juice boxes, canned juices, hamburgers, etc.
She has been with the institution for 2 years. With her previous loan she stocked more products and and a greater variety of goods and had enough to offer on other routes to school. She will invest this loan in the purchase of sodas, bread, bologna, mayonaise, vegetables, miscellaneous goods, juice boxes, juices in cans, pizzas, etc.
Lideth, 27, rents video games out of her home.
Cony, 50, sells costume jewelry and new clothing.
Mireya, 48, has a small grocery store in her home.
Este grupo está formado por cinco socias emprendedoras una de ellas es Alexandra tiene 32 años de edad, acompañada con dos hijos de 8 y 9 años de edad, tiene siete años de tener su negocio es un cafetín ambulante que ofreces sus productos a un recorrido estudiantil de niños de primaria ella les vende pizzas, jugos de lata, jugos de cajas, hamburguesas etc., tiene dos años de ser cliente de la institución. Con el crédito anterior logro surtir más productos en variedad en las comidas y el abastecimiento de productos a otros recorridos de estudiantes de primaria, el crédito lo invertirá en la compra de gaseosas, bisuterías, pan, mortadelas, mayonesas, vegetales, jugos de latas, jugos de cajas, pizzas etc.Lidieth tiene 27 años de edad su negocio es el alquiler de videos juegos en su domicilio, Cony tiene 50 años y vende bisuterías y ropa nueva, Mireya tiene 48 años de edad tiene una mini pulpería en su domicilio e Idania tiene 36 años de edad vende chiverías también en un recorrido escolar.
Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
A portion of Las Vikis Group's $2,225 loan helped a member to buy sodas, bread, bologna, mayonaise, vegetables and miscellaneous goods that are the main ingredients for hamburgers, as well as juices, pizzas, etc.