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Marta Alicia
Marta, 47, lives with her three children. She makes a living in agriculture, specifically growing corn and beans. She has worked in this business for many years and has a lot of very valuable experience, which allows her to get the best harvests. She sells in all the neighboring areas and has a lot of steady customers. Marta's a woman who's dedicated to her work, a striver who's always prepared to work hard to achieve success.

She wants to make the most of the growth of her business to increase production and have better profits. She needs to invest in supplies but she needs capital, so she's asking Integral for a loan to buy soil amendments, insecticide, tools, etc., and to improve the land where she grows her crops, which is shown in the photograph.

She has a good payment record and is certain she'll be able to repay her debt on time. She's also confident she'll be able to give her family the life they deserve.
View original language description ↓
Doña marta de 47 años de edad vive con sus tres hijos, ella se dedica a la agricultura específicamente al cultivo de maíz y frijol, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas, ella comercia en todas las zonas aledañas y ya tiene mucha clientela fija, Marta es una mujer dedicada a su labor, luchadora siempre dispuesta a trabajar duro para alcanzar el éxito, quiere aprovechar el auge de su negocio para aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar: abono, insecticida, herramienta, etc. y mejorar el terreno que muestra la fotografía que es donde siembra sus cosechas, tiene buenas referencias de pago y está segura que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 629
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Marta Alicia to buy soil amendments, fertilizer, and seed, and to improve her plot of land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 29, 2013
May 16, 2013
Currency Exchange Loss:
Apr 16, 2014