Munuela is a single mother of two daughters, ages 15 and 10. She started her business 15 years ago when she separated from her husband, since she needed to bring home income to take care of her kids. She sells dairy products like cheese, cream, ricotta, and coconuts. She has a stall in the market in her town. Her short-term dream is to be able to make a stall out of cinder block since right now she only has tin sheeting and in the winter the winds can make things complicated.
She is asking for this loan to buy diary products. She hopes that you will give her the support needed to move forward with her business.
MUNUELA ES MADRE SOLTERA TIENE DOS HIJAS DE 15 Y 10 AÑOS ELLA INICIO SU NEGOCIO HACE QUINCE AÑOS CUANDO SE SEPARO DE SU ESPOSO, YA QUE TENIA QUE LLEVAR EL SUSTENTO A SU HOGAR PARA SUS HIJAS, ELLA SE DEDICA A LA VENTA DE(LACTEOS) COCOS, QUESO, CREMA Y REQUESON, TIENE UN PUESTO EN EL MERCADO DE SU LOCALIDAD, Y EL SUEÑO QUE ELLA TIENE A CORTO PLAZO ES PODER CONSTRUIRLO DE BLOCK YA QUE SOLO TIENE LAMINAS Y EN EL INVIERNO SE LE COMPLICAN UN POCO LAS VENTAS, ELLA ESTA SOLICITANDO ESTE CREDITO PARA LA COMPRA DE PRODUCTOS (LACTEOS) QUESO CREMA Y REQUESON
ELLA ESPERA QUE LE PUEDAN DAR ESE APOYO QUE NECECITA PARA SALIR ADELANTE EN SU NEGOCIO.
FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.