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Fatima
Fatima is an entrepreneurial 32-year-old woman in a common-law marriage. She completed primary education and is thankful to her parents for the support they have provided her. She has 2 children with her partner. As a family, they have been working in agriculture for a long time, planting vegetables and coffee. Her parents taught her how to farm, and she continues to farm today since this is her family's source of income.

Her crops are sold to intermediaries who come to the area, and who categorize her product as being hygienic and of high quality.

The land that they cultivate is their own and they acquired it thanks to an inheritance given to them by Fatima's father. He gave it to them so that they could grow their crops and earn income for their family.

Today they are asking for help to buy fertilizers, manure and pesticides for their coffee crops and to maintain their vegetable crops. This will help to increase their earnings and to ensure that they get a good harvest.

Their future plans are to have a large coffee plantation, to generate more income in this way. This will help them to cover education costs for their children, their food, and other necessary expenses.
View original language description ↓
Fátima es una mujer emprendedora de 32 años en una relación en estado civil de unión libre con un grado de educación de primaria completo lo cual agradase a sus padres por el apoyo brindado. Junto a su pareja tienen 2 hijos y en familia se dedican a la agricultura en lo que es la siembra de hortalizas y al cultivo de café desde hace mucho tiempo. Fueron sus padres los que le enseñaron dicha actividad y que hasta hoy en día siguen practicando ya que es medio de ingreso para su familia. Su producto es comercializado con los intermediarios que llegan a la zona y que la caracterizan su producto como un producto de calidad e higiénico. El terreno que ellos cultivan es propio y lo adquirieron gracias a una herencia que su padre les dio para que ellos pudiesen cultivar su producto y poder obtener ingresos para su familia.

Hoy en día solicita ayuda para poder comprar fertilizantes, abono, plaguicidas para sus cultivos de café y darle mantenimiento a sus hortalizas ya que esto vendrá a aumentar las ganancias y a asegurar el producto que al final de la cosecha obtendrán.

Sus planes a futuro es tener una amplia plantación de café para de esa forma poder generar más ingresos que vendrán a ayudar para poder cubrir los estudios de sus hijos, sus alimentos y otros que son necesarios para la vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 57
    View loans »
    Honduras Loans Fundraising
  • $8,403,175
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Fatima to buy fertilizers, manure and pesticides for her coffee and vegetable crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 3, 2013
Listed
May 16, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014