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Reina Isabel
Reina is an enterprising, hardworking 52-year-old woman. She is married and has a son who lives under her roof and helps her with different kinds of fieldwork, such as cleaning, fertilization, fumigation, and cutting her coffee plants. She has a fourth-grade education; she was not able to go further because her parents could not support her at the time. She sells her produce and she also has a small grocery store that allows her to help her partner with the household expenses. She has worked in farming for a long time and she was taught by parents when she was very young. She sells her produce to the dealers who come to the area and to others who come around and they say her produce is good-quality and clean. They own the land they cultivate and they were able to get it through years of her partner's hard work.

She is currently asking for a loan to buy certified coffee seed and to plant it so she can make a profit and have a guaranteed harvest.

Her plan for the future is to have a big coffee plantation that offers variety to her customers and to everyone who consumes her produce. This will allow her to make more income, which will help strengthen the inheritance she leaves her child and grandchildren so that they can work the land from generation to generation.
View original language description ↓
Doña Reina es una mujer emprendedora, luchadora de 52 años de edad, casada y de su matrimonio tiene 1 hijo el cual vive bajo su mismo techo y ayuda con las distintas actividades en el campo como ser: Limpieza, Abono, Fumigación y corte del producto como lo es el café. Ella tiene un grado de educación de primaria no completado cursado hasta el 4 grado por lo cual no pudo seguir estudiando debido a la falta de apoyo por parte de sus padres en ese entonces. Ella es Comerciante de su producto y también tiene una pequeña pulperia con la cual genera y ayuda a su pareja con los gastos del hogar. Ella se dedica a la agricultura hace mucho tiempo y fueron sus padres los que le enseñaron desde muy temprana edad. Su producto es comercializado con los intermediarios que llegan a la zona y otros que son llegados a la cercanía y que la caracterizan su producto como un producto de calidad e higiénico. El terreno que ellos cultivan es propio y lo adquirieron por el esfuerzo impuesto por su pareja desde hace muchos años.

Hoy en día solicita ayuda para poder comprar semilla certificada de café y poderla sembrar para poder obtener ganancias y una cosecha segura.

Sus planes a futuro es tener una amplia plantación dando variedad a sus clientes y todos aquellos que consumen su producto para de esa forma poder generar más ingresos que vendrán a ayudar para fortalecer el patrimonio para su hijo y sus nietos y que sean ellos los que sigan trabajando la tierra de generación en generación.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 72
    View loans »
    Honduras Loans Fundraising
  • $8,631,200
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Reina Isabel to buy certified coffee seed to plant.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 3, 2013
Listed
May 16, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 19, 2013